Privacy Policy
 
FACTS – WHAT DOES MY CARS DO WITH YOUR PERSONAL INFORMATION
 
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
 
-          Social Security
-          Account balances and payment history
-          Credit history and employment information
 
When you are no longer our customer, we continue to share your information as described in this notice.
 
How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons MY Cars chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal       | Does MY Cars share? | Can you limit this sharing?
information
 
For our everyday business purposes -                  Yes                              No
Such as to process your transaction,
maintain your account(s), respond to
court orders and legal investigations,
or report to credit bureaus
 
For our marketing purposes -                              Yes                              No
to offer our products and services
to you
 
For joint marketing with other financial                 No                                We don’t share
companies
 
For our affiliates’ everyday business                     No                                We don’t share
purposes – Information about your
transactions and experiences
 
For our affiliates’ everyday business                     No                                We don’t share
purposes – Information about your
creditworthiness
 
For our affiliates to market to you                        No                                We don’t share
 
For nonaffiliates to market to you                         No                                We don’t share
 
 
Questions?        Call 831-444-8888 for MY Nissan Kia, 831-444-4000 for MY Chevrolet
                        831-442-100 for MY Jeep Chrysler Dodge
Who we are
 
Who is providing this notice?                         MY Cars
 
What we do
 
How does MY Cars protect my personal          To protect your personal information from
information                                                      unauthorized access and use, we use
                                                                        security measures that comply with federal law.
                                                                        These measures include computer safeguards
                                                                        and secured files and buildings.
 
How does MY Cars collect my personal           We collect your personal information, for
Information                                                      example, when you
·         apply for financing
·         give us your income information or provide
·         employment information
·         provide account information or give us your contact information
We also collect your personal information from
others, such as credit bureaus, affiliates, or
other companies.
 
Why can’t I limit all sharing?                          Federal law gives you the right to limit only
·         sharing for affiliates' everyday business purposes-information about
·         your creditworthiness
·         affiliates from using your information to market to you
·         sharing for nonaffiliated to market to you
State laws and individual companies may give
you additional rights to limit sharing.
Definitions
 
Affiliates                                                         Companies related by common ownership or
control. They can be financial and nonfinancial
companies.
 
• MY Cars has no affiliates
 
Nonaffiliates                                                   Companies related by common ownership or
control. They can be financial and nonfinancial
companies.
 
• MY Cars does not share with nonaffiliated so
they can market to you
 
Joint Marketing                                               A formal agreement between nonaffiliated
Financial companies that together market
financial products or services to you.
 
·         MY Cars doesn't jointly market


 
 
 
 
 

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